Skylight
🖥 Your quick reference guide to all Skylight financing options. Perfect for fast and accurate proposals.
💻 Log in Link: Login | Skylight
Application Platform: Financing platform (non integrated)
Additional information can be found in: Lease Program Overview I Skylight Help Center
Design Platform: Aurora
Property Types 🏘️🌞
Type | Finance | EQ-Op |
Duplexes | ✔️ | ✔️ |
Triplexes | ✔️ | ✔️ |
1-4 Unit Multifamily Homes | ✔️ | ✔️ |
Condos | ❌ | ❌ |
Townhomes | ✔️ | ✔️ |
Vacation Homes | ✔️ | ✔️ |
Secondary Homes | ✔️ | ✔️ |
Mobile Homes | ❌ | ❌ |
In a mobile home park | ❌ | ❌ |
Manufactured Homes | ❌ | ❌ |
Modular Homes | ❌ | ❌ |
Farms/Agricultural Land | ❌ | ❌ |
Investment Properties | ❌ | ❌ |
Commercial Properties | ❌ | ❌ |
5+ Unit Multifamily Homes | ❌ | ❌ |
Roof must be owned, not shared | ✔️ | ✔️ |
Mulitiple System Financing | ✔️ | ✔️ |
Ground Mount | ❌ | ❌ |
Residential, Single Family Homes | ❌ | ❌ |
Detached Garage / Guest Suite | ❌ | ❌ |
Accessory Dwelling Unit (ADU) | ❌ | ❌ |
Carports / Pergolas | ❌ | ❌ |
Overhang Porches | ❌ | ❌ |
Add on Systems 🏠⚡➕
Are add-on systems allowed? (Additional panels tied into the same inverter & meter) | ❌ Not acceptable |
Are second (2nd) systems allowed? (New system containing new inverter(s), tied to the same meter. A 2nd system, physically separate from any pre-existing solar on site, but tied to the same meter/account) | ⚠️ Acceptable only if certain conditions are met |
Special Requirements: 1. Minimum 3 kW add-on system size / 2. Separate permitting from the existing system / 3. Separate monitoring from the existing system / 4. Minimum 12 inches of separation from existing arrays — photos required for NTP / 5. Add-on projects are not permitted on properties that already have an existing battery storage system installed. | |
Are separate systems allowed? (A separate/new system connected to a different electric meter, on a different utility account, unrelated to any existing solar systems) |
Notes:
*Second systems must include a Tesla inverter if you add any Enphase inverter an adder of $650 will apply.
⚠️ As the installer, we reserve the right to accept or decline any project described in this section that may involve the modification or intervention of a previously installed system, or that may result in non-compliance with any of the standards established by the financing company.
Pricing Details 💰
Minimum amount | $10.000 |
Maximum amount (total) | $100.000 |
Price Per Watt (PPW) Cap | ✅ Max Cash Price: $4.50/W (Dealer fee can be added).
✅ Adders Allowed:
$5K Electrical Adder
$5K Battery-Only Lending
✅ Roofing Allowance: Solar price can be doubled for roofing.
Example: 10 kW system at $5/W → $50K solar → $50K additional for roofing |
Customer Requirements 👤
Borrower must be a resident | ✔️ |
Minimum FICO requirement | 660 |
Reporting bureau | Experian |
Initial credit verification | Soft |
Income Verification | Yes |
Co-signer allowed? | Only one borrower must be on the title.
✅ Accepted Co-Borrowers: A household member or an immediate family member living in the same state (parent, spouse, son, daughter, brother, or sister).
❌ Not Accepted: Grandparents, uncles, aunts, or cousins. |
Credit Freeze | Customer will need to unfreeze |
Reverse Mortgage | ❌ |
DTI | Does not look at DTI |
ITIN (Individual Taxpayer Identification Number) | ❌ |
System Requirements ⚡
Maximum System Size | 45 kW |
Roofing Information 🏠
There are no restrictions on roof types. |
Credit Extension 📊
Credit Expires | 90 days |
Allows Extension | No |
Extension Expires | No |
Max Number of Extensions | No |
Debt Requirments 📋
Bankruptcies | 🚫 Last 3 years |
Foreclosure | 🚫 Last 3 years |
Funding Details 💸
First Payment Date | Skylight lease billing - starts on the 1st or the 15th of the month following pto. |
NTP (Notice to Proceed) Timeline | 1-2 Days |
Funding Timeline | We fund every monday/ wednesday/ and friday. |
M1 Commission By Equity Solar | ✔️ |
Loan Transferability | ✔️ |
Contract & Verification Process ✍️
Spanish Agreement? | ✔️ |
Welcome Call | ❌ |
Cancellation Policy Timeline | 3 Days after signing |
Utility Companies 🔌
FPL | ✔️ |
Duke | ✔️ |
City of Bartow Electric | ❌ |
City of Mount Dora | ❌ |
City of Vero Beach | ❌ |
Clay Electric Cooperative Inc | ❌ |
JEA | ✔️ |
Kissimmee Utility Authority | ✔️ |
Lakeland Electric | ✔️ |
Lee County Electric Coop Inc | ✔️ |
SECO | ✔️ |
TECO | ✔️ |
Glades | ❌ |
Withlacoochee | ✔️ |
City Of Winter Park | ✔️ |
FPUA | ❌ |
Orlando Utilities Commission | ✔️ |
Peace River Electric Coop (PREC) | ❌ |
City of Tallahassee (Your Own Utilities) | ❌ |
Gainesville Regional Utility (GRU) | ❌ |
📞 Financial institution contact information:
- Welcome Call: The welcome call is done via the online portal through a video welcome call, or call at +1 (346) 597-1148 after the agreement has been signed
- Contractor Support: (407) 922-6248 - (866) 471-6595
- Customer Service: (866) 471-6595
- Chat & Phone Support Hours: Monday – Friday: 8:00 AM – 5:00 PM Central Standard Time (CST)
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