⚡ Financing Methods
🧩 All your battery-only project details at a glance — system capacity, storage configuration, and key performance insights to simplify your sales process.
💳 Quick Guide to Financial Leases
LightReach
Last updated April 8, 2026 17:00
💻 Log in Link: Login | Palmetto
Requirements 👤
Restrictions from the previous system | Energy Backup contract sent via Docusign (or Web Portal Account), Notice to Proceed requirements fulfilled via web portal account, ACH banking information is required on all sales- Setting up ACH autopay is mandatory for all customers and serves as a prerequisite for receiving the installation, Notice to Proceed (NTP) status. |
Finance-Eligible Models | Enphase / Tesla are included in others |
Terms Allowed | 10 years and 12 years |
Max Amount | $75,000 |
Minimum FICO requirement | 675 |
Reporting bureau | Transunion & Equifax. Highest of both scores taken. |
Initial credit verification | Soft |
Income Verification | 675 FICO Credit Score (Highest Score: Transunion and Equifax), Soft credit inquiry (no impact on homeowner credit score), No bankruptcies (7-Year Lookback), Debt-to-Income (DTI) Not Factored |
Co-signer allowed? | Yes |
Credit Freeze | Unfreeze with Transunion & Equifax |
Reverse Mortgage | ❌ |
DTI | Not Factored |
ITIN (Individual Taxpayer Identification Number) | ❌ |
💰 Quick Guide to Financial Loans
Renew Financial
Last updated April 8, 2026 17:00
💻 Log in Link: Login | Renew
Requirements 👤
Restrictions from the previous system | No limitations or restrictions. They require a completion signature by both parties, invoice, and either pulled permit + pictures on our app OR final inspection. |
Finance-Eligible Models | No specific requirements on models as long as it is designed for daily cycling. |
Max Term Allowed | Minimum term of 5 years |
Max Amount | $30,000 |
Minimum FICO requirement | NO CREDIT SCORE REQUIRED |
Reporting bureau | TransUnion |
Initial credit verification | Soft |
Income Verification | Stated income in most of florida, but verification may be required in palm beach. |
Co-signer allowed? | No |
Credit Freeze | Unfreeze one of them |
Reverse Mortgage | ❌ |
DTI | NOT REQUIRED |
ITIN (Individual Taxpayer Identification Number) | ✔️ |
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