LightReach – EquitySolar

Application Platform: Enerflo (integrated)

Design Platform: Enerflo - Aerialytic

Property Types 🏘️

Duplexes	❌
Triplexes	✔️
1-4 Unit Multifamily Homes	✔️
Condos	❌
Townhomes	❌
Vacation Homes	❌
Secondary Homes	✔️
Mobile Homes	❌
In a mobile home park	❌
Manufactured Homes	❌
Modular Homes	❌
Farms/Agricultural Land	❌
Investment Properties	❌
Commercial Properties	❌
5+ Unit Multifamily Homes	❌
Roof must be owned, not shared	✔️
Mulitiple System Financing	❌
Add-On* (see notes)	✔️
Ground Mount	❌
Residential, Single Family Homes	✔️
Detached Garage / Guest Suite	✔️
Accessory Dwelling Unit (ADU)	✔️
Carports / Pergolas	❌
Overhang Porches	❌

Notes:

*Second systems must include a Tesla inverter if you add any Enphase inverter an adder of $650 will apply.

Pricing Details 💰

Minimum amount	$20.000
Maximum amount (total)	$150.000
Price Per Watt (PPW) Cap	Varies, see LightReach pricing in tool

Customer Requirements 👤

Borrower must be a resident	✔️
Minimum FICO requirement	680
Reporting bureau	Experian & Transunion
Initial credit verification	Soft
Income Verification	Debt-to-Income (DTI) Not Factored
Co-signer allowed?	Yes
Credit Freeze	Unfreeze Equifax & Transunion
Reverse Mortgage	❌
DTI	Does not look at DTI
ITIN (Individual Taxpayer Identification Number)	❌

Roofing Information 🏠

🔹 Pitched Roofs (Sloped)	✔ Asphalt Shingle ✔Corrugated Metal ✔Standing Seam Metal
🔹 Flat Roofs	✔ EPDM, ✔Modified Bitumen ✔Rolled Asphalt / Comp ✔ Stationary or tracking (must meet eligibility requirements)
❌ Disqualified Roofs	Wood Shake, Tin Metal, Clay, and others due to maintenance and leakage risks.

Credit Extension 📊

Credit Expires	Credit Valid 180 days from initail run and 160 days from the contract sign date.
Allows Extension	Yes. case by case
Extension Expires	Yes. case by case
Max Number of Extensions	1

Debt Requirments 📋

Bankruptcies	🚫 7-year lookback
Foreclosure	🚫 7-year lookback

Funding Details 💸

First Payment Date	30 days after PTO
NTP (Notice to Proceed) Timeline	2-4 Days
Funding Timeline	7-15 Days
M1 Commission By Equity Solar	✔️
Loan Transferability	✔️

Contract & Verification Process ✍️

Spanish Agreement?	✔️
Welcome Call	❌
Cancellation Policy Timeline	❌

Utility Companies 🔌

FPL	✔️
Duke	✔️
City of Bartow Electric	❌
City of Mount Dora	❌
City of Vero Beach	❌
Clay Electric Cooperative Inc	❌
JEA	✔️
Kissimmee Utility Authority	✔️
Lakeland Electric	✔️
Lee County Electric Coop Inc	✔️
SECO	✔️
TECO	✔️
Glades	❌
Withlacoochee	✔️
City Of Winter Park	✔️
FPUA	❌
Orlando Utilities Commission	✔️
Peace River Electric Coop (PREC)	✔️
City of Tallahassee (Your Own Utilities)	✔️
Gainesville Regional Utility (GRU)	✔️

📞 Financial institution contact information:

Contractor Support: Text “INSTALLER” to 888-531-3327 (Certified Installer support)