Skylight – EquitySolar

Application Platform: Financing platform (non integrated)

Design Platform: Enerflo - Aerialytic

Property Types 🏘️🌞

Duplexes	✔️
Triplexes	✔️
1-4 Unit Multifamily Homes	✔️
Condos	❌
Townhomes	✔️
Vacation Homes	✔️
Secondary Homes	✔️
Mobile Homes	❌
In a mobile home park	❌
Manufactured Homes	❌
Modular Homes	❌
Farms/Agricultural Land	❌
Investment Properties	❌
Commercial Properties	❌
5+ Unit Multifamily Homes	❌
Roof must be owned, not shared	✔️
Mulitiple System Financing	✔️
Add-On* (see notes)	❌
Ground Mount	❌
Residential, Single Family Homes	❌
Detached Garage / Guest Suite	❌
Accessory Dwelling Unit (ADU)	❌
Carports / Pergolas	❌
Overhang Porches	❌

Notes:

*Second systems must include a Tesla inverter if you add any Enphase inverter an adder of $650 will apply.

Pricing Details 💰

Minimum amount	$10.000
Maximum amount (total)	$100.000
Price Per Watt (PPW) Cap	✅ Max Cash Price: $4.50/W (Dealer fee can be added). ✅ Adders Allowed: $5K Electrical Adder $5K Battery-Only Lending ✅ Roofing Allowance: Solar price can be doubled for roofing. Example: 10 kW system at $5/W → $50K solar → $50K additional for roofing

Customer Requirements 👤

Borrower must be a resident	✔️
Minimum FICO requirement	660
Reporting bureau	Experian
Initial credit verification	Soft
Income Verification	Yes
Co-signer allowed?	Only one borrower must be on the title. ✅ Accepted Co-Borrowers: A household member or an immediate family member living in the same state (parent, spouse, son, daughter, brother, or sister). ❌ Not Accepted: Grandparents, uncles, aunts, or cousins.
Credit Freeze	Customer will need to unfreeze
Reverse Mortgage	❌
DTI	Does not look at DTI
ITIN (Individual Taxpayer Identification Number)	❌

Roofing Information 🏠

There are no restrictions on roof types.

Credit Extension 📊

Debt Requirments 📋

Bankruptcies	🚫 Last 3 years
Foreclosure	🚫 Last 3 years

Funding Details 💸

First Payment Date	Skylight lease billing - starts on the 1st or the 15th of the month following pto.
NTP (Notice to Proceed) Timeline	1-2 Days
Funding Timeline	We fund every monday/ wednesday/ and friday.
M1 Commission By Equity Solar	✔️
Loan Transferability	✔️

Contract & Verification Process ✍️

Spanish Agreement?	✔️
Welcome Call	❌
Cancellation Policy Timeline	3 Days after signing

Utility Companies 🔌

FPL	✔️
Duke	✔️
City of Bartow Electric	❌
City of Mount Dora	❌
City of Vero Beach	❌
Clay Electric Cooperative Inc	❌
JEA	✔️
Kissimmee Utility Authority	✔️
Lakeland Electric	✔️
Lee County Electric Coop Inc	✔️
SECO	✔️
TECO	✔️
Glades	❌
Withlacoochee	✔️
City Of Winter Park	✔️
FPUA	❌
Orlando Utilities Commission	✔️
Peace River Electric Coop (PREC)	❌
City of Tallahassee (Your Own Utilities)	❌
Gainesville Regional Utility (GRU)	❌

📞 Financial institution contact information: